In The Scotsman today, Rachel Henry, Partner and Head of Catastrophic Injury at BLM in Scotland, discusses the civil case of a widow seeking damages for the loss of her husband who died following an altercation with door stewards outside an Aberdeen pub. The United Kingdom Supreme Court (UKSC) has been asked to rule on the meaning of the words in the pub's insurance policy and whether such meaning excludes or restricts the insurer's liability in the facts and circumstances of this particular case.
The decision is likely to be of note for other cases if UKSC decides to set out any rules of potential wider application on how the words of an insurance policy and their meaning should be approached and determined in Scottish civil cases.
"Further and regardless of the outcome of this particular case, it cannot be over-emphasised how important the words of an insurance contract, and the meaning of those words, is. Words and their meaning really do matter."
To read the full article in The Scotsman please click here.