The government has launched a 14-week consultation to determine whether the current definition of a vehicle should be extended. It will question which type of vehicles should be covered by compulsory insurance and could potentially result in consumers having to take out mandatory insurance on lawnmowers and mobility scooters.
Speaking to Post, Alistair Kinley, director of policy and government affairs at insurance and risk law firm BLM, said: "The key question in this consultation is what sort of vehicles compulsory motor insurance should cover and where.
"The Vnuk case took a wide view of this definition, potentially including ride-on mowers and mobility scooters, which could have had significant costs for the consumer. However, it is encouraging to see the ‘common sense approach' taken by the UK government, favouring compulsory motor insurance for use only of road vehicles in traffic, where the public have access.
"Compulsory motor insurance is primarily designed to provide compensation for people injured on roads by road vehicles and has legal safeguards to ensure this."
Click here to see the full article.