The Internet of Things - Who is liable?

18 Jun 2015

The legacy of low-quality components could be challenging for insurers, says Jim Sherwood.

The era of connectivity is upon us and the benefits and risks of the Internet of Things are quickly becoming apparent. The IoT is the interconnection of multiple devices through the use of radio frequency technology, which enables the exchange of data across multiple industry sectors.

It’s estimated that by 2020 there will be 26 billion connected devices including wearable/implantable devices, mobile devices, and a range of domestic appliances from smart TVs, fridges and radiator thermostats to coffee makers and security systems. The potential for managing lifestyle and health is clear, but when such products fail – causing loss or injury – who will be liable?

Click here to access the article which has been published in this week’s edition of Post Magazine.


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Disclaimer: This document does not present a complete or comprehensive statement of the law, nor does it constitute legal advice. It is intended only to highlight issues that may be of interest to customers of BLM. Specialist legal advice should always be sought in any particular case.

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Jim Sherwood

Jim Sherwood


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