Subsidence, a close call with cracks

14 Jan 2016

Subsidence claims have been insignificant of late, with only 17,000 claims made in 2014 compared to 54,000 in 2003 and 48,000 in 2006, but the market should guard against complacency, with experts predicting that 2016 could be a major year for claims, following damage caused by the recent floods and the possibility of a dry summer.

Underpinning, where the foundations of a property are strengthened, is now also used in less than 3% of all subsidence repairs, with the majority resolved by removing the cause of the problem, such as a tree.

Commenting in Post magazine, BLM partner and head of property damage, Cathy Hawkins, has pointed out that advances in dealing with neighbours and local authorities has made it easier to avoid underpinning.

"Nowadays people are a bit more sensible about it. Tree owners are liable for damage caused by their trees that they could have foreseen and once someone has put the evidence in an envelope through their door it means they could have foreseen it."

You can read the article in full on Post’s website.

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Disclaimer: This document does not present a complete or comprehensive statement of the law, nor does it constitute legal advice. It is intended only to highlight issues that may be of interest to customers of BLM. Specialist legal advice should always be sought in any particular case.

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