The arrival of hoverboards in 2015 suggested that technology had found yet another innovative and entertaining way to improve our transport options. Thanks to coverage in print and on social media of celebrities using hoverboards and other rideables, they have become increasingly popular and a common feature on the high street, prompting the authorities to take a view on their legality, with the decision being made that these vehicles are illegal on the streets in the UK, much like Segways.
Writing for Post, BLM partner Nick Rogers has examined the insurance position for such vehicles, in light of the Vnuk case.
“Following the European Court of Justice ruling in Damijan Vnuk v Zavarovalnica Triglav, compulsory motor insurance must cover any accident caused by the use of any motor vehicle, not just one registered for road use, which is being used in a way that is consistent with its normal function.
“On the face of it, and without further amendment to the Motor Insurance Directive, the use anywhere of any motorised vehicle would have to be covered by MID-compliant insurance. Thus, even something as specialist and limited as a hoverboard being used on private land might have to be covered by ‘conventional' motor insurance which, in the UK, would have to meet the requirement of the Road Traffic Act 1988.”
You can read Nick’s article in full on the Post website.