COVID–19 (C-19) and catastrophic injury claims

27 Mar 2020

COVID-19 (C-19) was listed as a ‘notifiable disease’ by the UK government on 5 March 2020. At the time of writing[1] confirmed cases stood at 11,568 with deaths of 578. However these figures mask the full infection rate across the UK about which there is no hard data.  Added to this are numbers self-isolating, in accordance with Government guidance, because they believe they may have symptoms of the disease or have been exposed to someone who themselves has been exposed or developed the disease. Overlying this now are the restrictions on personal movement, operation of businesses and employment to try to stop further spread and reduce infection rates.

C-19 has been described as the biggest and most serious peacetime challenge the UK has faced. Much depends on how long the current emergency continues. That may determine the degree of impact on the UK’s infrastructure and economy and that will inevitably affect some areas relevant to catastrophic injury claims.

The hope is that the current restrictions on movement, social distancing, and emergency measures to support the economy will mitigate many of those harmful effects. Nevertheless it is important at this time to start to think of potential impacts on catastrophic injury claims which is BLM’s aims behind this paper. 

We have developed a paper which looks at some claims management points that need to be considered and then looks at specific areas relevant to these claims such as, claims frequency, the discount rate, Ashe data, and the availability of statutory funding.

Please contact a member of the firm's National Catastrophic Strategy Forum to request a copy of our paper:

Andrew Hibbert, Partner and Head of Catastrophic Injury
Andrew Williamson, Partner
Mike Dobson, Partner
Val Jones, Partner
Andrew Kerr, Partner
Nick Thorne, Partner
Andrew Lawson, Partner
Antony French, Partner

[1] 26.03.2020

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Disclaimer: This document does not present a complete or comprehensive statement of the law, nor does it constitute legal advice. It is intended only to highlight issues that may be of interest to customers of BLM. Specialist legal advice should always be sought in any particular case.

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Andrew Hibbert

Andrew Hibbert

Partner, Head of BLM’s Catastrophic Injury Practice Group,

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