Confusion remains on insuring e-scooters as Government fast-tracks trials

12 May 2020

Confusion remains on insuring e-scooters as Government fast tracks trials ahead of Coronavirus lockdown exit

In an article for Insurance Times that centres around the question - 'If insurance is not in place, and an accident occurs, who will pay the claim?' BLM's head of policy and government affairs, Alistair Kinley has commented on what a policy may look like to make the use of e-scooters legal on roads.

He said, "Permitting the legal use of e-scooters on roads should be a decision based on the balance of risks and benefits. Sure, there are upsides to their use but the risks to other road users are obvious. The key policy question surrounding those risks is whether to compel the transfer of the associated financial consequences by introducing compulsory insurance and, if so, at what level of protection?

"Imposing a fully-fledged private motor insurance policy model for e-scooter use intuitively feels disproportionate but on the other hand allowing for insurance to remain purely voluntary, as in the case of bicycles - even if strongly recommended - does feel inadequate. It’s not yet clear what a middle ground might look like - and it could be complicated if we have to work around the EU Motor Insurance Directive - meaning there’s a great opportunity, right now, for government, insurers and others to collaborate on developing appropriate insurance solutions that are properly calibrated to the risks involved and don’t impose financial or other barriers to take-up."

To read the full article on the Insurance Times website, please click here.


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Disclaimer: This document does not present a complete or comprehensive statement of the law, nor does it constitute legal advice. It is intended only to highlight issues that may be of interest to clients of BLM. Specialist legal advice should always be sought in any particular case.

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Alistair Kinley

Alistair Kinley

Director of Policy & Government Affairs,

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