With the Vnuk ruling set to change the way that we think about motor insurance, BLM partner Ian Leach, has written an article in The Scotsman explaining the background on the case and its likely impact on businesses.
“A huge number of businesses operating across a vast array of sectors will be affected by the changes, including retailers, manufacturers, leisure companies and hoteliers as well as local authorities, utilities, waste management, logistics and construction businesses and the motorsport industry.
“One of the reasons behind these major changes is that some of the accidents and risks currently covered under employers’ liability and public liability insurance policies are now extremely likely to have to come within the scope of compulsory motor insurance.
“Unless the UK Government introduces exemptions, a raft of vehicles that were never previously covered by motor insurance will now need to be included within a policy. Bulldozers, diggers and forklift trucks could need to be covered, along with mobility scooters, motorised wheelchairs, quad-bikes and even floor cleaners.”
You can read Ian’s article in full on The Scotsman’s website.