Insurance, reinsurance & coverage

 

In the current economic climate, insurers are benefitting from access to capital at a lower cost. This means that they are able to offer ever more sophisticated and specialised products for new or emerging risks. Yet even well-worded insurance policies and reinsurance agreements have the potential to create challenges in the application of some claims, particularly where there are doubts on whether the policy should respond or around the allocation of loss between multiple carriers.

Insurance is what we do. We are the UK’s leading risk and insurance lawyers and we consider and advise on insurance and coverage issues on the vast majority of matters we handle for large and specialist insurers, Lloyd’s underwriters, MGAs and brokers. This includes drafting and reviewing policy wordings, advising on policy interpretation, warranties, policy aggregation and the handling of any indemnity issues across all types of policies.

Our coverage experts have an outstanding record of resisting claims by other insurers and policyholders,  where this is appropriate and in the commercial interests of clients, and in taking the lead in negative declaratory proceedings. Where market disputes or disputes between cedents and reinsurers arise, we focus on resolving these promptly through ADR, mediation or arbitration.

Our insurance work involves defending claims on behalf of multi-layer subscription markets at Lloyd’s and the wider London Market. We work with clients to support their specific reporting and co-ordination requirements, act as monitoring counsel and advise on reinsurance obligations. At all times, we drive consensus and a productive relationship between lead and other agreement parties as well as appreciating the significance of brokers’ relationships with policyholders and insurers.

Who to contact


Damian Cleary

Damian Cleary

Partner and head of London Market & Reinsurance,
London




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Testimonials


BLM is a very well-run firm that understands the needs of its clients and is able to provide clear and precise advice.

Chambers & Partners 2020

This firm stands out from others in its approach - they understand our company's values and philosophies and provide advice that incorporates this. They are approachable, knowledgeable and thorough. Their advice is always detailed and balanced and they always get good outcomes.

Legal 500 2020

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Insurance, reinsurance & coverage Team

Philip Adamis

Philip Adamis

Partner,
London


Mark Aitken

Mark Aitken

Partner,
London


Michael Appleby

Michael Appleby

Partner,
Manchester


Ross Baker

Ross Baker

Partner,
London


Gavin Campbell

Gavin Campbell

Partner and head of office,
Dublin


Alison Cassidy

Alison Cassidy

Partner,
Belfast


Damian Cleary

Damian Cleary

Partner and head of London Market & Reinsurance,
London


Patrick Connolly

Patrick Connolly

Partner,
Belfast


Simon Cradick

Simon Cradick

Partner,
Cardiff


Kerris Dale

Kerris Dale

Partner, head of office and head of motor,
Cardiff


Sarah Drury

Sarah Drury

Partner,
London


Sarah Elderton

Sarah Elderton

Partner,
Manchester


Nick Gibbons

Nick Gibbons

Partner,
London


Richard Gould

Richard Gould

Partner,
Manchester


Mark Hanson

Mark Hanson

Partner,
Manchester


Related contacts


Damian Cleary

Damian Cleary

Partner and head of London Market & Reinsurance,
London